Helping Families Navigate Care Funding Options: CHC and Local Support
When a loved one needs extra care, families are often overwhelmed, not just emotionally, but financially. Questions about funding, eligibility, and affordability can quickly arise. At U&I Care, we don’t just deliver exceptional live-in care, we also guide families through the often complex world of care funding.
Whether it’s NHS Continuing Healthcare (CHC) or support from local authorities, we believe every family deserves access to the information and help they need to make care more manageable, and often, more affordable than you might think.
What is CHC (Continuing Health Care)?
NHS Continuing Healthcare is a fully funded care package provided by the NHS for individuals with significant ongoing health needs. If your loved one qualifies, it could cover the entire cost of their care, including live-in care provided at home.
Many families don’t realise they may be eligible. CHC is not means-tested, it’s based on health needs, not income or savings.
At U&I Care, we work closely with families to:
- Understand their loved one’s health and care requirements
- Explain the CHC eligibility criteria
- Support you through the assessment process
- Liaise with health professionals if needed
- Adjust care packages to align with funding received
- We see ourselves as not just care providers, but as advocates for your loved one’s wellbeing and your peace of mind.
Local Authority and Direct Payments
In addition to CHC, local councils offer funding support for individuals who meet certain criteria. This may include:
- Means-tested funding for care at home
- Direct payments, which allow you to choose your own care provider (such as U&I Care)
- Joint packages of health and social care support
We understand that funding applications can feel like a maze. That’s why we offer clear, compassionate guidance, so you can focus on what really matters: your loved one’s comfort and quality of life.
Funding Doesn’t Mean Compromise
Choosing funded care doesn’t mean accepting less. At U&I Care, our standards never change, whether you’re self-funding or supported through CHC or council services. Our personalised, holistic approach remains consistent, every client receives dignified, culturally sensitive, and thoughtful care tailored to their individual needs.
The U&I Care Advantage
Here’s how we help make live-in care more accessible:
- Initial consultations to discuss funding options
- Support with CHC paperwork and local authority processes
- Transparent pricing and flexible packages
- No obligation guidance, we’re happy to help, even if you’re not ready yet
Families often tell us they feel more empowered and less anxious once they understand their options. That’s what we’re here for.
Need Help Navigating Care Funding Options?
Let’s take the stress out of care planning. Whether you’re unsure about CHC, exploring local authority support, or simply need clarity, we’re here to guide you every step of the way.
